Home-2
Investable, High-Performing, Model Portfolios for Investors and Advisers
200+ model portfolios with 20 years of performance data. Used by DIY investors and licensed advisers since 2013. Start free.
Proven Results from Our Portfolios
10-Year Top Return: ▲ 23.3% Annualized (Tactical)
20-Year Top Return: ▲ 20.4% Annualized (Tactical)
Here's What 200+ Portfolios Have Actually Done
Subscribe to Recipe Investing to invest in model portfolios with higher returns, lower risk, and lower fees. Try a free subscription or the full version for $25 per month.
The 200+ Portfolio Recipes fall into three categories: Tactical Portfolio Recipes, Strategic Portfolio Recipes, and Managed funds.
For the full list of Portfolio Recipes and how to invest in each, Subscribe or Login.
Updated monthly through April 30, 2026. All performance data is free to browse.
20-Year Leaders
t.srqr
Quartile Sector Rotation
▲ 19.5% Annualized Return
See Free Metrics
s.talg
Talmud Equities and Gold
▲ 9.7% Annualized Return
See Free Metrics
10-Year Leaders
t.srqr
Quartile Sector Rotation
▲ 21.8% Annualized Return
See Free Metrics
s.8020
Strategic 80-20 Portfolio
▲ 11.3% Annualized Return
See Free Metrics
Why Recipe Investing Beats a Robo-Adviser
| Recipe Investing | Typical Robo-Adviser | |
| Pricing | $25/month flat | 0.25% to 0.50% of assets/year |
| Cost on $500K | $300/year | $1,250 to $2,500/year |
| Portfolio choices | 200+ | A dozen or so |
| Strategy type | Tactical and Strategic | Mostly static 60/40 variants |
| Adapts to markets | Yes, monthly | Rarely |
| Control | You make the trades | They take custody |
| Minimums | None, use any brokerage | Often $500 to $100,000 |
On a $500,000 portfolio, a 0.30% robo-adviser fee costs $1,500 a year. Recipe Investing costs $300. Over 20 years, that's $24,000 in savings, not counting what that money would have earned if you'd kept it invested.
How It Works
A simple monthly rhythm. Five minutes a month is usually enough.
Choose.
Use our performance data, risk metrics, and scatterplots to find a Portfolio Recipe that fits your goals. Compare returns, volatility, and drawdowns across 20 years.
Invest.
Buy the ETFs or funds that match your Recipe's allocation. Use your existing brokerage, or we'll recommend one. You stay in control. We never take custody of your money.
Rebalance.
If your Recipe's allocation changes at the start of a month, buy or sell to match. For static Strategic Recipes, no monthly changes are required.
Investing and Rebalancing help. Tailored to the brokerage YOU choose.
What You Can Do with a Free Account
Full access to risk and return metrics for all 200+ Portfolio Recipes:
- Tactical Portfolios that adjust to market conditions
- Strategic Portfolios for long-term, set-and-forget investing
- Managed Portfolios covering all-in-one ETFs and mutual funds
- Latest 1-year performance and risk data
- Monthly video commentary and portfolio highlights
- Articles and how-to guides for every experience level
Built for Two Kinds of Investors
DIY Investors
You manage your own money. You want robo-adviser simplicity without paying 0.30% a year for it. You'd rather spend five minutes a month rebalancing than hand over $1,500 a year in fees.
Licensed Advisers
You're an independent adviser competing against robo-advisers and big-name firms. Recipe Investing gives you 200+ vetted model portfolios, 20 years of performance history, and fund-level analytics for Vanguard, Fidelity, iShares, and American funds.
Learn The Method
How-To Guides
In order to make the most of RecipeInvesting.com, we offer these step-by-step processes for choosing, investing, and rebalancing your portfolio.
Rebalance Your Portfolio at M1 Finance
After you have invested in a Portfolio Recipe, it may be time to rebalance. This How-To Guide is the next...
Continue Reading
Recent Articles
We periodically publish articles related to model portfolios, tactical asset allocation, strategic portfolios, and ETF investing.
Beyond 60/40: How Adaptive Asset Allocation Outperforms Traditional Portfolios
An elusive investing goal is a portfolio that delivers steady, upward returns while minimizing...
Continue Reading
Common Questions
Is this a financial adviser?
No. We're a publisher. We show you performance data and allocations. You make your own trades at your own brokerage. We never take custody of your money.
What does it cost?
Free to browse all performance data. $25/month for investable allocations. $100/month for advisers and power users who want additional tools.
Do I need a minimum amount to invest?
No minimums from us. Your brokerage may have its own minimums. Many of our users invest with M1 Finance, which has no minimum and automates rebalancing.
How much time does this take each month?
For most Recipes, about five minutes to check and adjust allocations. For static Strategic Recipes, even less.
Build a Portfolio You Actually Understand
200+ recipes. 20 years of data. No AUM fees. Start free.