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200+ investable model portfolios.
One place. 20 years of data.
Used by DIY investors and licensed advisers to choose, invest, and rebalance. You trade at your own brokerage. We never take custody.
No credit card. Takes 30 seconds. See pricing
What 200+ portfolios have actually done
Here's what they've actually done
Tactical recipes have led on raw return. Strategic recipes have led on simplicity. The same tactical recipe, Quartile Sector Rotation, has topped both the 10-year and 20-year tables. All performance data below is free to browse, no card required.
10-Year Leaders
20-Year Leaders
Past performance does not guarantee future results. Returns are annualized and shown for illustration of the data available on the platform.
A simple monthly rhythm
Five minutes a month is usually enough. You stay in control of your own money the whole way.
Choose
Use performance data, risk metrics, and interactive scatterplots to find a Portfolio Recipe that fits your goals. Compare return, volatility, and drawdown across 20 years.
Invest
Buy the ETFs or funds that match your Recipe's allocation at your existing brokerage, or one we recommend. You stay in control. We never take custody of your money.
Rebalance
If a tactical Recipe's allocation changes at the start of a month, buy or sell to match. For static Strategic Recipes, no monthly changes are required.
Investing and rebalancing help, tailored to the brokerage you choose. Compare brokerages →
More portfolios. Longer history. Lower price.
Most model-portfolio services cover one strategy type and a few dozen portfolios. Recipe Investing covers tactical, strategic, and managed, with the deepest library and the longest track record in the category.
| Recipe Investing | Tactical-only services | |
|---|---|---|
| Portfolios | 200+ recipes | ~50 to 70 |
| Strategy types | ✓Tactical, Strategic & Managed | Tactical only |
| Track record | 20 years of data, since 2013 | Typically shorter |
| Fund-level analytics | ✓Vanguard, Fidelity, iShares, American | Rarely |
| Paid entry price | $25 / month | $29 to $49 / month |
| Free tier | All 200+ visible, full metrics | 3 to 6 strategies |
| Who holds your money | You do. Any brokerage, no minimums | You do |
Comparison reflects publicly listed features of model-portfolio subscription services as of mid-2026. We are a publisher, not an investment adviser.
Everything except the allocations is free
A free account is a genuine research tool, not a teaser. You see full risk and return metrics for all 200+ recipes. Paid plans add the one thing you need to actually invest: the monthly percentage allocations.
- ✓Full risk & return metrics for all 200+ Portfolio Recipes
- ✓Tactical, Strategic & Managed portfolios, all categories
- ✓Latest performance data
- ✓Monthly video commentary and portfolio highlights
- ✓Articles & how-to guides for every experience level
The investable allocations
The exact percentage allocations for every recipe, updated monthly for tactical portfolios, plus 20 years of history, downloadable spreadsheets, and interactive scatterplots. From $25/month.
Create Free AccountUpgrade only when you're ready to invest.
Built for two kinds of investors
DIY Investors
You manage your own money and you'd rather spend five minutes a month rebalancing than hand a percentage of your assets to someone else every year. Get 200+ vetted recipes and the data to choose between them.
Start free →Licensed Advisers
An independent adviser building client portfolios. The Pro plan gives you 200+ vetted model portfolios, 20 years of performance history, fund-level analytics for Vanguard, Fidelity, iShares, and American funds, and a license for client use.
See the Pro plan →Why subscribers stay
“I particularly like your t.aaaf strategy (recipe).
“I've enjoyed perusing the data and using it to choose an investment strategy.
“Thanks for letting me know about t.pure.
Simple, flat pricing
No assets-under-management fees, ever. Start free, upgrade when you're ready to invest.
- Full risk & return metrics
- All 3 strategy categories
- Monthly video commentary
- Articles & how-to guides
- Investable monthly allocations
- 20 years of risk & return history
- Interactive scatterplots
- Downloadable spreadsheet
- Tactical performance & allocation history
- Adviser license for client use
- Fund metrics: Vanguard, Fidelity, iShares, American
Before you sign up
Is this a financial adviser?
No. We're a publisher. We show you performance data and allocations. You make your own trades at your own brokerage, and we never take custody of your money.
How is this different from a target-date or index fund?
An index fund gives you one fixed exposure. A target-date fund glides on a schedule regardless of markets. Recipe Investing gives you 200+ portfolios across tactical, strategic, and managed styles, with the data to compare them, so you choose the approach that fits your goals rather than accepting a one-size default.
What if the market crashes?
No strategy avoids losses entirely, and past performance does not guarantee future results. What the platform gives you is 20 years of drawdown and risk data across every recipe, including how tactical strategies historically reduced exposure in falling markets, so you can choose a portfolio whose risk profile you understand before you invest.
What does it cost?
Free to browse all performance data. $25/month unlocks the investable allocations. $100/month adds adviser licensing and fund-family analytics for power users and professionals. See full pricing →
Do I need a minimum amount to invest?
No minimums from us. Your brokerage may set its own. Many subscribers use M1 Finance, which has no minimum and automates percentage-based rebalancing.
How much time does this take each month?
For most recipes, about five minutes to check and adjust allocations. For static Strategic recipes, even less.
Build a portfolio you actually understand
200+ recipes. 20 years of data. No AUM fees. Browse everything free, upgrade only when you're ready to invest.
Create Free AccountNo credit card. 30 seconds.
Guides & recent articles
Beyond 60/40: How Adaptive Asset Allocation Outperforms
An elusive investing goal is a portfolio that delivers steady, upward returns while minimizing risk.
Rebalance Your Portfolio at M1 Finance
Once you've invested in a Portfolio Recipe, here's the step-by-step process for keeping it on target.
11 Simple 'Set and Forget' Portfolios for Stress-Free Investing
Low-effort portfolio strategies with solid risk vs. return metrics, compared side by side.